How Term Life Insurance Works

11 Articles

If I am single, why do I need life insurance?

Life insurance really pays off (pun intended) if you have a spouse, children or certain debts like student loans or a...

If I am an American living abroad can I get term life insurance?

If your permanent, primary residence is inside of the United States, in one of our eligible states then absolutely! U...

Do stay-at-home parents need term life insurance?

Absolutely! Stay-at-home parents are extremely valuable, think of all the things that they do: Personal Chef, Child T...

What or whom can you make a beneficiary?

A beneficiary is a person who receives anything you own that you’d like to leave behind. As far as life insurance goe...

Do Term Insurance policies contain cash value?

Term life insurance doesn't build value nor does it have a cash value. You don't get anything back when your coverage...

Is my life insurance through work enough?

It all depends on how much coverage you need (try out our Wysh Builder to work this out). Generally, group policies t...

How is life insurance paid out?

Once covered, the first thing you'll want to do is set up one or more beneficiaries. That way, if you pass and a clai...

Do I need life insurance?

We are an insurance company, so of course we think you should protect your loved ones against one of the worst things...

How much coverage do I need?

Everyone's life is unique, and figuring out the exact amount your loved ones will need if you die isn't the easiest j...

In what states do you currently sell term life insurance?

We want to offer our excellent life insurance to everybody, everywhere—and we're working to do just that! In the mean...

What term length is right for me?

Your term length should ideally last as long as you have others depending on your income—that includes your partner i...