Life Insurance Basics

Glossary

Simply put, term life insurance insures your life for a certain "term" (usually between one to thirty years). If you ...

A will is a legal document used to outline the last wishes of the deceased. The will divides assets (usually money an...

Right now, we only do term life insurance here at Wysh, not whole, but I'd love to explain why term insurance is a go...

This one's pretty easy. A term is simply the time that an insurance policy is active. So if you have a 5-year term, t...

Underwriting sounds complicated, but it's really pretty simple. When you fill out an application for life insurance, ...

Using our free estimator tool, you can precisely determine how much coverage you would need to protect you and your l...

Life insurance really pays off (pun intended) if you have a spouse, children or certain debts like student loans or a...

If your permanent, primary residence is inside of the United States, in one of our eligible states then absolutely! U...

Absolutely! Stay-at-home parents are extremely valuable, think of all the things that they do: Personal Chef, Child T...

A beneficiary is a person who receives anything you own that you’d like to leave behind. As far as life insurance goe...

Term life insurance doesn't build value nor does it have a cash value. You don't get anything back when your coverage...

It all depends on how much coverage you need (try out our Wysh Builder to work this out). Generally, group policies t...

There is no explicit opt-out option for renewal at the end of the current term. The renewal process is automatic unti...

No, underwriting is not required for the automatic renewal process. You can enjoy a seamless renewal experience witho...

Once you celebrate your 65th birthday, no further renewals will be offered. However, any remaining term on your in-fo...

Yes, your accidental death policy renewal is automatic until you reach the age of 65 years, and there's no need for y...

Term life insurance policies cover policyholders for most causes of death, including the causes covered by accidental...

Accidental death insurance typically offers coverage for non-medical death, but this may vary by state. This includes...