Getting Wysh Life Insurance

17 Articles

Can I reapply for coverage if I am denied a policy?

In the event that you are denied, there is a waiting period of 30 days before you can apply once more.

Can I have a joint-account with a spouse/partner?

Wysh offers individual term life insurance policies, so we require everyone to apply individually for coverage. We do...

Why do you need my SSN and driver's license?

We use identity theft prevention tactics powered by TransUnion to ensure the security of our customers. We cross chec...

What does "referred to underwriter" mean?

After completing an application, your information is assessed and decisioned either instantly by our system or manual...

What is manual underwriting?

While we’re proud to offer digital underwriting, sometimes a customer needs to have their application reviewed by a h...

How can I pay for my Wysh policy?

Wysh has partnerships with Plaid and Stripe, to deliver a seamless and secure way to add your payment method and pay ...

How long does it take for my application to be approved?

Here at Wysh, we take pride in providing a quality term life insurance product that you don't need to jump through ho...

Can I change my coverage after I get my offer?

Absolutely! After you receive your quote, you can edit your coverage to fit your budget and/or to support a change in...

Can I replace a policy from another company with Wysh?

Replacement of a life insurance policy, particularly a replacement to a term product, is generally not in someone's b...

Why did I get rejected?

We wysh we could insure everyone but, unfortunately, there are a few reasons that we sometimes have to reject applica...

What ages are eligible for insurance through Wysh?

Currently, Wysh is available to eligible adults from ages 18–50, though our policies can cover you up 'til age 65.

How do you calculate my monthly premiums?

Term life insurance premiums (aka what you pay each month for coverage) are based on three factors: The amount of co...

Can I add coverage for my partner or spouse to my policy?

At the moment, we only allow one insured person per policy. With that said, we know why you're asking, and we're hopi...

What info do I need to apply for a policy?

Great question! To apply for a Wysh policy, we'll ask you a few questions to help us find the best coverage for your ...

Do I need to take a medical exam?

Nope! You don't need to get a medical exam to apply for a Wysh term life insurance policy. We hate needles just as mu...

Why am I seeing an alert that something went wrong when I entered my Social Security Number?

We know this might be frustrating, but we take security seriously in order to protect you against fraud and identity ...

Why is my rate different from my estimate?

The estimate you receive at the beginning of the application and the quote you receive after completing an applicatio...