What is manual underwriting?

While we’re proud to offer digital underwriting, sometimes a customer needs to have their application reviewed by a human.

Our life insurance underwriters may do a manual review of your application before making a decision on approval or denial. While each application has its own unique circumstances, the underwriter may need to look further into your medical or background information.

We also may need to speak to you if we have any questions that you may be able to answer. Getting a manual underwriting review isn't a bad thing and does not immediately determine your eligibility one way or the other. Typically, customers will receive results within three business days.

If you have any more questions, our Wysh Granter customer service team can help. Contact us!

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