What does "referred to underwriter" mean?

After completing an application, your information is assessed and decisioned either instantly by our system or manually by an underwriter. If an instant decision cannot be determined and needs further review, your application will be passed onto our team of underwriters who will assess a plethora of information like medical history reports in addition to the information provided in your application.

Underwriting is done to determine the risk factor or how likely you are to pass away while holding an active policy. Once underwriting is complete and you are approved, you will then receive a quote to purchase your new policy and officially be apart of the Wysh fam!

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