Replacement of a life insurance policy, particularly a replacement to a term product, is generally not in someone's best interest unless you have had the opportunity to consider all the costs and benefits of both the existing and new coverage with a financial advisor.
If you determine that you would prefer to keep your existing coverage and add a Wysh life policy to meet your needs, we encourage you to apply for new coverage. If you have a group work policy, Wysh is a great addition. However, for regulatory reasons, and for the moment, we're not the right choice if you want to replace another individual term life insurance policy.