How does the application process work?

Our application process is super easy and generally takes less than 10 minutes.
Here's what you can expect:

  1. A few upfront questions: Because we can't currently offer insurance to everyone, we'll ask you a couple of questions right off the bat so that we don't waste your time. But, regardless of coverage eligibility, everyone is welcome to use our free Wysh Builder tool!
  2. The Wysh Builder: This tool helps you identify all your financial responsibilities and dreams so that you can end up with a policy that is just the right size—no more, no less.
  3. Pick your package: If you're not ready to fully cover all of your Wyshes, we have packages that allow you to start smaller and build over time. You can also go fully custom and tweak your coverage and term to your heart's content.
  4. Go through digital underwriting: Here's the fun part (well, at least for us insurance geeks): We'll ask you a series of questions, and then our super-smart, fully digital system will use that information to calculate the right rate for you. If necessary, our team of experienced Underwriters will step in to get you across the finish line.
  5. Agree and Pay: Once you see you go over your policy details, all that's left is a few more taps or clicks to agree to the legal stuff and link your payment method.
  6. You're covered! Yep, it's as simple as that.
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